Ajouter un paragrapWelcome to Vounou's Privacy Policy. This Privacy Policy outlines how Vounou (hereinafter referred to as "we," "us," "our") collects, uses, discloses, and protects your personal information as you use our online platform.This Privacy Policy explains how and why VOUNOU collects, uses, and shares personal information when you interact with or use our Site or Service. It also includes any information VOUNOU collects offline in connection with the Service, which we may combine with information from the Site and Service. By reading this Privacy Policy, you will understand your privacy rights and choices. By using the Vounou platform, you consent to the practices described in this Privacy Policy.

TABLE OF CONTENTS
1. INFORMATION COLLECTION
2. USE OF INFORMATION
3. INFORMATION SHARING AND DISCLOSURE
4. DATA SECURITY
5. CROSS-BORDER DATA TRANSFERS
6. DATA RETENTION
7. USER CHOICES
8. THIRD-PARTY LINKS
9. CHANGES TO THIS POLICY
10. CONTACT US

1. Information Collection
User Information
When you register on our platform, we collect personal information, including your name, contact details, physical address or billing information, telephone number or other contact details, transactional information, payment information for fee (for example, in certain cases we process your payment method and credit card number), taxpayer information and forms, details about other social networks linked and additional authentication information (such as copies of your government issued ID, passport, or driving license, as permitted by applicable laws. We may also gather demographic information to improve our services.When you use the Service, we may also collect information related to your use of the Service and aggregate this with information about other users. This helps us improve our Services for you. You may also provide us with information about your contacts or friends if, for example, you’d like to add those contacts to a message room.
Non-Identifying Information
Non-Identifying Information/Usernames: We also may collect other information that does not identify you directly, such as zip codes, demographic data, information about your use of the Service, and general project-related data (“Non-Identifying Information”). We may combine information collected from VOUNOU users, whether they are registered or not (“vounou Users”). In some cases, we may render Personal Information (generally, email address) into a form of Non-Identifying Information referred to in this Privacy Policy as “Hashed Information.” This is typically accomplished using a mathematical process (commonly known as a hash function) to convert information into a code. While the code does not identify you directly, it may be used by VOUNOU to connect your activity and interests.
Combination of Personal and Non-Identifying Information: We may combine your Personal Information with Non-Identifying Information, but VOUNOU will treat the combined information as Personal Information.
information Collected Automatically
Like other online companies, we receive technical information when you use our Services. We use these technologies to analyze how people use the Service, to improve how our Site functions, to save your log-in information for future sessions, and to serve you with advertisements that may interest you.
VOUNOU use cookies or similar technologies to analyze trends, administer the website, track users’ movement around the website, the desktop app, and the mobile app, and to gather demographic information about our user base as a whole. The technology used to collect information automatically from VOUNOU Users may include cookies, web beacons, and embedded scripts. In addition, we and our partners, affiliates, analytics, and service providers may use a variety of other technologies (such as tags) that collect similar information for security and fraud detection purposes and we may use third parties to perform these services on our behalf.
Children
The Service is general audience and intended for users 18 and older. We do not knowingly collect Personal Information from anyone younger than age 18. If we become aware that a child younger than 18 has provided us with Personal Information, we will use commercially reasonable efforts to delete such information from our files. If you are the parent or legal guardian of a child younger than age 18 and believe that VOUNOU has collected Personal Information from your child, please contact us at: legalnotices@vounou.com
Communication
Credit seekers and investors may communicate with each other through the Service. If you communicate with the credit seeker or investor, that Credit seeker or investor will also be a “data controller” with respect to such communications.We collect information from your communications with us, such as emails, support requests, and interactions on the platform.

2. USE OF INFORMATION
We collect usage data, including your interactions with the platform, ad postings, and the content you view.
We use information collected through the Service to provide and improve the Service, process your requests, prevent fraud, provide you with information and advertising that may interest you, comply with the law, and as otherwise permitted with your consent.
We use your information we collect to
1. provide you access to the platform, process transactions, and offer support.
2. may use your contact information to communicate platform updates, changes to terms, and responses to your inquiries.
3. analyze usage patterns to enhance the platform's functionality and improve user experience.
4. contact you with administrative communications and vounou newsletters, marketing or promotional materials.
5. To administer and develop our business relationship with you and, if applicable, the corporation or other legal entity you represent.
6. To enforce and comply with the law, including to conduct an investigation, to protect the property and rights of Vounou or a third party, to protect the safety of the public or any person, or to prevent or stop activity we may consider to be, or to pose a risk of being, illegal, fraudulent, unethical or legally actionable activity. We may also use Device Identifiers to identify Vounou Users.
7. For Our Legitimate Interests. In many cases, we handle Personal Information on the grounds that it furthers our legitimate interests in commercial activities, such as the following, in ways that are not overridden by the interests or fundamental rights and freedoms of the affected individuals:
Providing our Site and Service.
Detecting security incidents, protecting against malicious, deceptive, fraudulent or illegal activity, and prosecuting those responsible for that activity.
Measuring interest and engagement in our Services.
Short-term, transient use, such as contextual customization of ads.
Improving, upgrading or enhancing our Services.
Developing new products and services.
Ensuring internal quality control and safety.
Authenticating and verifying individual identities.
Debugging to identify and repair errors with our Services.
Auditing relating to interactions, transactions and other compliance activities.
Enforcing our agreements and policies.
Analyzing and improving our business.
Communications, including marketing and responding to your inquiries about our services.
Addressing information security needs and protecting our Users, Vounou and others.
Managing legal issues.


3. Disclosure of Information and Sharing
We do not share your personal information with third parties except as described in this Privacy Policy.
Third-Party Service Providers
We may share information with service providers who assist in platform operation, payment processing, and data analysis.
We may employ third-party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services (e.g., without limitation, maintenance services, database management, web analytics and online advertising, payment processing, fraud detection and improvement of Vounou's features) or to assist us in analyzing how our Service is used. These Service providers may include analytics companies, third-party advertising partners, payment processors, identity verification companies, security companies, or other merchants. These third parties may have access to your Personal Information in order to perform these tasks on our behalf.
Legal and Investigative purpose
We may disclose information to comply with legal obligations or respond to lawful requests and investigations. Vounou will share information with government agencies as required by law including (without limitation) in response to lawful requests by public authorities to meet national security or law enforcement requirements and in connection with reporting earnings. We cooperate with government and law enforcement officials and private parties to enforce and comply with the law.
We will disclose information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims and legal process (including but not limited to subpoenas), or, at the request of governmental authorities or other third parties conducting an investigation where we determine in our sole discretion the disclosure is necessary to (a) protect the property and rights of Vounou or a third party, (b) protect the safety of the public or any person, or (c) prevent or stop activity we may consider to be, or pose a risk of being, illegal, fraudulent, unethical or legally actionable activity.

4. Data Security
Protecting your data is our top priority
VOUNOU follows cutting-edge security and privacy best practices designed to provide a secure, reliable, and compliant platform for businesses of all sizes.
We implement security measures to protect your data from unauthorized access, alteration, disclosure, or destruction. We maintain reasonable administrative, technical, and physical safeguards designed to protect personal information that we receive against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure or use.

5. CROSS-BORDER DATA TRANSFERS
Because we are a Scottish company, we process and store your information in the Scotland and our service providers may process and store it elsewhere.
Vounou may transfer your personal information to a third party that is located in a jurisdiction other than the one from which we collected your personal information, including to countries that have not been deemed to have an adequate level of protection for the rights and freedoms of data subjects. If we do transfer your personal information to another jurisdiction, we will do so following due diligence and provided that the data recipient is subject to contractual agreements imposing obligations on it to ensure appropriate technical and organizational are implemented and maintained at all times to prevent the unauthorized and unlawful processing of personal information, and the accidental loss or destruction of, or damage to, personal information, consistent with our obligations under applicable data protection laws.

6. DATA RETENTION
we will only retain your personal information for as long as is necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting, or reporting requirements, as well as ongoing fraud prevention, backup, and business continuity purposes.

7. User Choices
Profile Settings
You can access and update your profile information through your account settings.
You have the right to access, correct, and delete your personal information on the Platform.

If you wish to exercise these rights, please contact us using the provided contact information, the above right notwithstanding, Vounou reserves the right to delete such information as the case may be, after careful examination of user's obligation.
You can manage your communication preferences, such as opting out of certain notifications.
Rights of EU, EEA and UK Users
This section of the Policy applies to you if you are in the EU, the European Economic Area (EEA) or UK.
The Controller (within the meaning of the EU and UK General Data Protection Regulation (“GDPR”)) for the processing of personal data as described in this Privacy policy is: VOUNOU LP with address at 5 South Charlotte Street, Edinburgh EH2 4AN, Scotland, United Kingdom,
Under applicable EU regulation, you have the following rights in respect of your personal information:
Where we process personal data related to EU, EEA and UK user, further terms apply to our processing in relation to your rights as a data subject under EU data protection laws, as detailed below.

Specific Provisions for California Residents- If you are a California resident, you are entitled to specific privacy rights as detailed below.

Updating Personal Information – We take steps to ensure that the personal information we collect is accurate and up to date, and we provide you with the opportunity to update your information through your account profile settings. In the event that you believe your information is in any way incorrect or inaccurate, please let us know immediately.
to obtain information about how and on what basis your personal information is processed and to obtain a copy;
to rectify inaccurate personal information;
to erase your personal information in limited circumstances where (a) you believe that it is no longer necessary for us to hold your personal information; (b) we are processing your personal information on the basis of legitimate interests and you object to such processing, and we cannot demonstrate an overriding legitimate ground for the processing; (c) where you have provided your personal information to us with your consent and you wish to withdraw your consent and there is no other ground under which we can process your personal information; and (d) where you believe the personal information we hold about you is being unlawfully processed by us;
to restrict processing of your personal information where: (a) the accuracy of the personal information is contested; (b) the processing is unlawful but you object to the erasure of the personal information; (c) we no longer require the personal information for the purposes for which it was collected, but it is required for the establishment, exercise or defence of a legal claim or (d) you have objected to us processing your personal information based on our legitimate interests and we are considering your objection;
to object to decisions which are based solely on automated processing or profiling;
where you have provided your personal information to us with your consent, to ask us for a copy of this data in a structured, machine-readable format and to ask us to share (port) this data to another data controller; or
to obtain a copy of or access to safeguards under which your personal information is transferred outside of the EEA.
Under certain circumstances, you may have the right to object, on grounds relating to your particular situation, to the processing of your personal data by us and we may be required to no longer process your personal data. Moreover, if your personal data is processed for direct marketing purposes, you have the right to object at any time to the processing of personal data concerning you for such marketing, which includes profiling to the extent that it is related to such direct marketing. In this case your personal data will no longer be processed for such purposes by us.
In addition to the above, you have the right to lodge a complaint with a supervisory authority for data protection.
Please note that the right of access and the right to erasure do not constitute absolute rights and the interests of other individuals may restrict your right of access or erase in accordance with local laws.
We will ask you for additional data to confirm your identity and for security purposes, before disclosing data requested by you. We reserve the right to charge a fee where permitted by law. We will decline to process requests that jeopardize the privacy of others, are extremely impractical, or would cause us to take any action that is not permissible under applicable laws. Additionally, as permitted by applicable laws, we will retain where necessary certain personal information for a limited period of time for record-keeping, accounting and fraud prevention purposes.
8.Third-Party Links
Our Platform may contain links to third-party websites. We are not responsible for the privacy practices of these websites.

9. CHANGES TO THIS POLICY
We may change this Privacy Policy. If we make substantial changes, we will provide notice.
This Privacy Policy is effective as of the date stated at the top of this page. Vounou may update this Privacy Policy at any time and any changes will be effective upon posting. By accessing or using the Service after we notify you of such changes to this Privacy Policy, you are deemed to have accepted such changes. Please refer back to this Privacy Policy on a regular basis.

10. Contact Us
Inquiries
To exercise any of your rights in connection with this policy and for any questions about this Privacy Policy, we kindly ask that you contact us using the provided communication channels on the platform, please contact us at https://support.vounou.com or legalnotices@vounou.com, or by mail addressed to Vounouhe ici.